1. Introduction

Welcome to Keldas Investment Education. These Terms of Service ("Terms") govern your use of our website, educational content, and services (collectively, the "Services") operated by Keldas ("we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Services.

2. Educational Content

All educational content provided through our Services is for informational and educational purposes only. The content is not intended to be investment advice, nor does it constitute an offer to sell or the solicitation of an offer to purchase investments or securities. We make no representations or warranties about the accuracy, completeness, or suitability of the information provided. Any reliance you place on such information is strictly at your own risk.

3. User Accounts

When you create an account with us, you must provide accurate, complete, and up-to-date information. You are responsible for safeguarding the password that you use to access the Services and for any activities or actions under your account. We encourage you to use a strong password (combining letters, numbers, and symbols) for your account. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. User Conduct

When using our Services, you agree not to:

• Use the Services in any way that violates any applicable national or international law or regulation
• Impersonate or attempt to impersonate Keldas, a Keldas employee, or any other person
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Services
• Use the Services in any manner that could disable, overburden, damage, or impair the site
• Use any robot, spider, or other automatic device to access the Services for any purpose
• Introduce any viruses, Trojan horses, worms, or other material that is malicious or technologically harmful

5. Intellectual Property

The Services and their original content, features, and functionality are and will remain the exclusive property of Keldas and its licensors. The Services are protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Keldas. All materials provided as part of the Services, including but not limited to videos, presentations, documents, and other educational materials, are intended for personal, non-commercial use only.

6. Subscription and Payment

Some of our Services may require payment through a subscription model. By subscribing to our paid Services, you agree to pay all fees in accordance with the applicable subscription plan. All payments are non-refundable unless expressly stated otherwise. We reserve the right to change our prices at any time, and such changes will be posted on our website. If you do not agree with the price changes, you have the right to reject the change by canceling your subscription before the price change goes into effect.

7. Termination

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Services will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

8. Limitation of Liability

In no event shall Keldas, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

9. Disclaimer

Your use of the Services is at your sole risk. The Services are provided on an "AS IS" and "AS AVAILABLE" basis. The Services are provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance. Keldas does not warrant that (i) the Services will function uninterrupted, secure, or available at any particular time or location; (ii) any errors or defects will be corrected; (iii) the Services are free of viruses or other harmful components; or (iv) the results of using the Services will meet your requirements.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Services.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Keldas
11 Cape Coast Road
Cape Coast, Ghana
Phone: +233 33 213 6801
Email: legal@keldas.com